Our Blog

Tag Archive: homebuyer

100% Financing Options

July 24, 2018 7:31 pm Published by Leave your thoughts

100% Home Financing Options There are several zero down payment mortgage options for home buyers with good credit and a steady income. Some examples of a no down payment / zero down mortgage program may include: USDA Rural Development Loans VA Loans for veterans, active duty service members, and spouses Wondering if you are qualified... Read More »


What Does a Title Company Do?

June 29, 2018 6:57 pm Published by Leave your thoughts

What is a Title Company? When you purchase property,  you don’t want to pay for real estate that doesn’t actually belong to the seller. A title company helps to ensure you don’t! A title company reviews the real estate transaction to legitimize that the property for sale truly belongs to the seller.  The Title Company then issues title insurance... Read More »


What is a FICO score?

June 28, 2018 7:21 pm Published by Leave your thoughts

What is a FICO score and why do lenders need it? origin of fico score: Back in 1956, an engineer named William Fair and a mathematician named Earl Isaac came up with a formula to calculate the first credit scoring system. This calculation measures a consumer’s credit risk and has become a fixture in consumer... Read More »


How Does My Credit Score Impact My Loan?

June 6, 2018 7:33 pm Published by Leave your thoughts

How Does my credit score impact my loan? Lenders use credit scores to determine: Who qualifies for a loan At what interest rate What credit limits typically, credit scores will range from 300-850. Fair to excellent credit scores will range from 600-850. there are many benefits to having a fair to good credit score You’ll... Read More »